I only sell FIXED annuities which are guaranteed safe! These have multiple features that help clients... GUARANTEED rates and no probate are top 2!

There are 2 main types of Fixed annuities: Multi-year Guarantee annuity (MYGA) or an Fixed indexed annuity.

MYGA - Simple. Get a great rate for a specific amount of years. These are continuously changing and call or email me for the latest best rate. As of 9/9/2023, 3 year annuities are my top seller. Over 5% compounded yearly is best rate currently. 

Indexed Annuities - These have multiple features. Lifetime income with a monthly payment, quarterly or yearly. If there is money left over when you pass away can be given to your heirs.... so you do not LOSE anything. No probate. And a feature that many advertisements push... can make more interest when stocks (indexes) go up and no loss if indexes go down.