I only sell FIXED annuities which are guaranteed safe! These have multiple features that help clients... GUARANTEED rates and NO probate are top 2!
There are 2 main types of Fixed annuities: Multi-year Guarantee annuity (MYGA) or an Fixed indexed annuity.
MYGA - Simple. Get a great rate for a specific amount of years. These are continuously changing and call or email me for the latest best rate. As of 9/9/2023, 3 year annuities are my top seller. Over 5% compounded yearly is best rate currently.
Indexed Annuities - These have multiple features. Lifetime income with a monthly payment, quarterly or yearly. If there is money left over when you pass away can be given to your heirs.... so you do not LOSE anything. No probate. And a feature that many advertisements push... can make more interest when stocks (indexes) go up and NO loss if indexes go down.
Click the button below for an annuity sheet that will explain the differences.
Call or email me to discuss what would work best for you.